A Practical Guide to Zero-Based Budgeting

COURSE DESCRIPTION:

This course introduces the Zero-Based Budgeting (ZBB) method, a proactive and intentional approach to personal finance recommended by Akinwealth Systems. Instead of simply making small adjustments to past spending habits, participants will learn how to start from "zero" each month to ensure every dollar of income is assigned a specific purpose. The course covers the practical steps of identifying total monthly income, categorizing expenses (including "needs," "wants," and "financial goals"), and assigning every dollar a job until income minus expenses equals zero. Students will also learn how to track spending and make real-time adjustments to maintain financial discipline and accelerate their progress toward goals.

COURSE OUTCOMES:

By the end of this course, learners will be able to:

• Define Zero-Based Budgeting
• Calculate Net Monthly Income
• Categorize Expenses
• Utilize Sinking Funds
• Create a Zero-Based Budget
• Track and Adjust Spending
• Identify Financial Waste

CERTIFICATE OF COMPLETION:

Upon successful completion of this course, you will receive a Certificate of Completion from Akinwealth Systems or AkinwealthFit.

• This certificate acknowledges your dedication and effort in completing the course.
• It is included with your course subscription, hence there are no additional fees to receive it.
• The certificate is a document that verifies your successful completion of the course and the knowledge you've gained.
• It is not a professional license or accredited certification from a governing financial body.
• It serves as a testament to your commitment to improving your financial literacy.